Guaranty Federal Mortgage
Putting INTEGRITY back into Lending ONE loan at a time!
Founded and based in Texas, GFM has served the Lone Star State exclusively since 2005. We were voted as one of the Premier Internet based Lenders by Lending Tree in 2013. Our core business philosophy is revolutionizing how customers get mortgage loans. We are a pricing leader within the industry which simply means we have the BEST RATES and LOWEST FEES, along with 5 STAR SERVICE. Unlike traditional lending our Loan Advisors are not compensated by rates or fees charged on loans. They are solely based on loan closings and customer satisfaction reviews. This approach allows your Loan Advisor to focus on your specific needs and insure you get the "RIGHT" loan and not just "A" loan. The business model itself insures that our rates and fees are always the best in the market on any given day.
We're experts on providing mortgage solutions on all residential Texas Properties. We take pride in being a Texas based lender that specializes in knowing all the special regulatory licensing requirements related to purchases, home equity and refinance loans which Texas has, and that many national lenders are unlicensed or unqualified to provide. GFM is Rated A+ with the BBB and has been an Accredited Business Partner since 2005. We are also an APPROVED Lender on Lending Tree's Lender Network and maintain a 98% Client Satisfaction Rating. We understand that it's not just a house, it's your "HOME", and your Loan Consultant will take the time upfront to understand your financial needs and propose a program that will accomplish those specific financial goals. This is very different from the assembly line approach that most national lenders take to working your mortgage. Doing this with each and every customer insures quality and loan integrity for all of our clients. Whether you are refinancing or a First Time Home buyer, GFM offers’ an extensive array of loan products ranging from Conventional, FHA, VA, Jumbo and Texas Cash Out Loans, all at the Lowest rates and cost available but still delivered with the highest level of customer service. GFM’s mission is to provide the highest quality of Service and Integrity to all of the communities and clients we serve in Texas.
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New Home Purchase
GFM offers all types of financing for new home purchases. Whether you want to put 20% down or do an FHA loan with as little as 3.5% down we can help. GFM proudly offers VA loans with 100% Financing for all eligible Veterans. We can show you options for your specific situation and customize a loan solution that works for you. Everything from how to eliminate PMI without putting 20% down to getting Jumbo loan financing. If you need to be Pre-Qualified we can HELP! It only takes a few minutes and you can speak to a LIVE Loan Advisor every time you call. GFM does not outsource any of it's customer service or Loan Origination capabilities. It can be a big step to buy a new home or refinance your current mortgage. You can trust us to lead you to the loan program that's best for you. Our team of Texas based mortgage experts are eager to help you with this big financial decision. For assistance in selecting the perfect program for your situation, CALL US toll free at 866-334-0566.
Refinancing and Debt Consolidation
Rates are still at ALL TIME LOW's but won't stay there for long. If you missed your opportunity up to this point don't delay as you could be losing hundreds of dollars a month and tens of thousands over the life of your loan. DEBT CONSOLIDATION in Texas is becoming a very exciting mortgage option again due to home values improving. The recession has burdened many homeowners with additional credit card debt or other bills and a DEBT CONSOLIDATION loan can be a great option to not only save money each month but to eliminate the debt completely. Let us show you a headache-free process from application to closing with our more personalized approach to lending. We can walk you through the process and insure your loan HELPS to reduce your interest rate and monthly payment. We can additionally help you pay down your balance faster for a comparable monthly payment. Let our mortgage experts guide you to the ideal refinance loan! We look forward to getting you started: CALL TODAY at 866-334-0566.
Service BEYOND EXPECTATIONS!
GFM was just selected #5 out of 250 National lenders on the Lending Tree Network based on Customer Satisfaction Reviews. We treat you with the respect due a valued customer and give you the individual attention you deserve. Our REAL customer testimonials detail their personal lending experiences with GFM and we strive for a 5 STAR CUSTOMER SATISFACTION review on each and every loan we close. Since there are so many variables and moving parts to mortgage loans these days, there is always a possibility for unforeseen complications. At GFM we strive to mitigate those situations whenever possible for our clients based on our knowledge and experience in providing quality loans. We know the big commitment you are making in buying a new home, refinancing a mortgage, or tapping into your equity. So we make a commitment to you: we can help you understand the process, apply and be approved for the perfect mortgage loan for you. CALL TODAY at 866-334-0566.